Our AI Agent scans the nation’s top lenders to find the most competitive rates and mortgage programs tailored to you.
Instant Smart Match: Let AI do the heavy lifting, no more rate shopping.
Instant Smart Match: Let AI do the heavy lifting, no more rate shopping.
Real PreApprovals: Not just a pre-qual. We issue letters agents and sellers trust.
Expert Oversight: Every Pre-Approval is Verified by a Licensed Loan Pro.
Zero Obligation: No Pressure. No Hidden Costs. Just Clarity.
Niko Kramer
Regional Sales Manager
AI Powered MLO | NMLS# 2180891
Satori Mortgage | NMLS# 4190
512-270-2835
Niko@SatoriMortgage.com
AL | CA | FL | GA | IA | MN | MO | NC | OR | PA | TX
About Me
I’m Niko Kramer, a 9+ year elite mortgage pro, licensed in 9 states, and the driving force behind AIPreapproved.com. I built this platform because the mortgage industry needed to evolve. Fast. Transparent. Tech-powered. But still human.
We combine AI precision with real expert guidance, giving homebuyers speed without sacrifice. I’ve helped hundreads of buyers secure the best loan possible, and I’ve trained hundreds across the country to deliver elite-level service.
I believe in one thing: no guessing, no gimmicks, just results. Whether you’re a first-time buyer or a savvy investor, we make sure you’re preapproved with confidence, and clarity.
Because when you're buying a home, you deserve a process that's smarter, faster, and built for you.
Expert Oversight: Every Pre-Approval is Verified by a Licensed Loan Pro.
Zero Obligation: No Pressure. No Hidden Costs. Just Clarity.
Niko Kramer
Regional Sales Manager
AI Powered MLO | NMLS# 2180891
Satori Mortgage | NMLS# 4190
512-270-2835
Niko@SatoriMortgage.com
AL | CA | FL | GA | IA | MN | MO | NC | OR | PA | TX
About Me
Why Brokers Not Bankers?
No retail markups. No hidden agendas. No corporate gatekeeping.
Just real guidance, competitive pricing, and a team that fights for you like it's our own home on the line.
Why Brokers Not Bankers?
No retail markups. No hidden agendas. No corporate gatekeeping.
Just real guidance, competitive pricing, and a team that fights for you like it's our own home on the line.
AI PRE-APPROVAL PROCESS
Let AI Do the Heavy Lifting, No More Rate Shopping.
THE AI PRE-APPROVAL PROCESS
Let AI Do the Heavy Lifting, No More Rate Shopping.
Niko Kramer
The Hardcore Broker | NMLS 2180891
"I built AIPreapproved.com to eliminate the guesswork, the gatekeepers, and the games. It's not just tech, it's precision, speed, and real people who actually give a damn."
MESSAGE E.L.L.A
Expert Loan and Lending Assistant
Ask questions. Get answers. Start your journey.
MEET MY
AI-POWERED TEAM
Powered by AI. Driven by Experts. Focused on You.
Frank Maldonado | Bilingual Loan Coordinator
Maynor Hernandez| Bilingual Processor
Steve Conklin | President | NMLS# 279519
Gavin Lovering | Loan Officer | NMLS# 2180892
Jammie Harrell | Loan Officer | NMLS# 2180891
Spencer Howerton | Loan Officer | NMLS# 2503318
Helen Robinson| Loan Officer | NMLS# 210566
Norberto Barrera| Loan Partner
Ben Grisinger | Loan Officer | NMLS# 1863869
Mikki Gaddis | Loan Officer | NMLS# 2103366
Laura Barreiro | Loan Officer | NMLS# 2690427
Margaret Meredith | Loan Officer | NMLS# 2635084
Bob Micklos | Loan Officer | NMLS# 1390260
Randy Hernandez | Loan Officer | NMLS# 299174
MESSAGE E.L.L.A
Expert Loan and Lending Assistant
Ask questions. Get answers. Start your journey.
MEET MY AI-POWERED TEAM
precision, speed, and real people who actually give a damn.
Frank M.| Loan Coordinator
Maynor H.| Bilingual Processor
I GUARANTEE THEIR SKILLS
Powered by AI. Driven by Experts. Focused on You.
At AIPreapproved.com, we combine cutting-edge technology with real human expertise. Our team isn’t just experiencedm they’re elite. Every team member has been handpicked, trained by top industry veterans, and battle-tested in real-world scenarios. Together, we deliver precision, speed, and service that banks simply can’t match.
Steve Conklin | NMLS# 279519
Gavin Lovering| NMLS# 2180892
Jammie Harrell | NMLS# 2180891
Spencer Howerton | NMLS# 2503318
Helen Robinson| NMLS# 210566
Norberto Barrera| Loan Partner
Ben Grisinger | NMLS# 1863869
Mikki Gaddis | NMLS# 2103366
Laura Barreiro | NMLS# 2690427
Margaret Meredith | NMLS# 2635084
Bob Micklos | NMLS# 1390260
Randy Hernandez | NMLS# 299174
COMPANY
AVAILABILITY
Mon - Sat: 9:00am - 6:00pm
Sunday: By Appointment Only
After Hours # 512-639-8980
512-270-2835 | 512-820- 6386
1620 Red Bud Ln, Suite 203,
Round Rock, Texas, 78664
MORTGAGE TOOLS
Monthly Home Report Updates
Daily & Weekly Rate Updates
Daily Mortgage Industry News
FREE RATE UPDATES
CUSTOM JAVASCRIPT / HTML
COMPANY
AVAILABILITY
Mon - Sat: 9:00am - 6:00pm
Sunday: By Appointment Only
After Hours # 512-639-8980
MORTGAGE TOOLS
Monthly Home Report Updates
Daily & Weekly Rate Updates
Daily Mortgage Industry News
Satori Mortgage - NMLS# 4190 | Niko Kramer - NMLS# 2180891 | Branch NMLS# 1647299
Copyright ©2025 Satori Mortgage. NMLS# 4190. 2808 West Broadway Minneapolis, MN 55411 (866) 405-3697. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE
RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE
RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.
Satori Mortgage - NMLS# 4190 | Niko Kramer - NMLS# 2180891 | Branch NMLS# 1647299
Copyright ©2025 Satori Mortgage. NMLS# 4190. 2808 West Broadway Minneapolis, MN 55411 (866) 405-3697. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE
RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE
RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.